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SquarePricing 2026: Plans, Costs & Best Value

Commerce tools for every kind of business. Square offers a free plan with pos app, plus 2 paid tiers.

4.6
Editorial Rating

Free

Free
  • POS app
  • Online store
  • Invoicing
  • 2.6% + 10c per tap
Get Started Free
Best Value

Plus

$29/user/mo
  • Advanced POS features
  • Seat management
  • Advanced inventory
  • Custom permissions
Start Trial

Premium

$79/user/mo
  • Everything in Plus
  • Premium support
  • Advanced reports
  • Lower processing rates
Start Trial

Square Free Plan

Square's free tier includes:

  • POS app
  • Online store
  • Invoicing
  • 2.6% + 10c per tap

Upgrade to Plus starting at $29/mo for additional features.

Square: Pros & Cons

Pros

  • Free POS system with no monthly fees
  • Excellent hardware options for in-person payments
  • Integrated online and offline selling
  • Fast next-day deposits as standard
  • Easy to set up and start accepting payments
  • Growing ecosystem with payroll, banking, and loans

Cons

  • Processing fees are higher than negotiated merchant accounts
  • Limited customization on the free tier
  • Account stability issues reported by some merchants
  • International availability is limited
  • Advanced features require paid add-ons
  • Not ideal for high-volume or enterprise businesses

Is Square Worth It?

Square's free plan is a solid starting point with a generous feature set. For individuals and small teams, the free tier may be all you need. The Plus plan at $29/mo unlocks the features most growing teams need.

With an editorial rating of 4.6/5, Square is among the top-rated tools in the Accounting & Finance category. Before committing, consider comparing it against alternatives to ensure it fits your workflow and budget.