Square Pricing 2026: Plans, Costs & Best Value

Commerce tools for every kind of business. Square offers a free plan with pos app, plus 2 paid tiers.

4.6

Editorial Rating

Free

POS app
Online store
Invoicing
2.6% + 10c per tap

Get Started Free

Best Value

Plus

$29/user/mo

Advanced POS features
Seat management
Advanced inventory
Custom permissions

Start Trial

Premium

$79/user/mo

Everything in Plus
Premium support
Advanced reports
Lower processing rates

Start Trial

Square Free Plan

Square's free tier includes:

POS app
Online store
Invoicing
2.6% + 10c per tap

Upgrade to Plus starting at $29/mo for additional features.

Square: Pros & Cons

Pros

Free POS system with no monthly fees
Excellent hardware options for in-person payments
Integrated online and offline selling
Fast next-day deposits as standard
Easy to set up and start accepting payments
Growing ecosystem with payroll, banking, and loans

Cons

Processing fees are higher than negotiated merchant accounts
Limited customization on the free tier
Account stability issues reported by some merchants
International availability is limited
Advanced features require paid add-ons
Not ideal for high-volume or enterprise businesses

Is Square Worth It?

Square's free plan is a solid starting point with a generous feature set. For individuals and small teams, the free tier may be all you need. The Plus plan at $29/mo unlocks the features most growing teams need.

With an editorial rating of 4.6/5, Square is among the top-rated tools in the Accounting & Finance category. Before committing, consider comparing it against alternatives to ensure it fits your workflow and budget.

Try Square Compare Alternatives Full Review

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Square Pricing in 2026: Processing Fees, Plans and Hardware Costs

Square still has no monthly fee and charges 2.6% + $0.10 in person, 2.9% + $0.30 online. We break down plans, hardware, add-ons, fund holds, and when Stripe or a merchant account costs less.

Square vs Stripe in 2026: Which Payment Processor Actually Costs Less

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