Firefly IIIPricing 2026: Plans, Costs & Best Value
Self-hosted personal finance manager with double-entry bookkeeping. Firefly III offers a free plan with open-source and self-hosted, plus 0 paid tiers.
4.5
Editorial RatingFirefly III Free Plan
Firefly III's free tier includes:
- Open-source and self-hosted
- All features included
- Community support
Firefly III: Pros & Cons
Pros
- Double-entry bookkeeping keeps financial records accurate and auditable
- Completely free — all financial data stays on your server
- Bank import via Spectre API and GoCardless for European banks
- Rule engine automatically categorizes transactions by description patterns
- Multi-currency support handles international accounts correctly
- Comprehensive reporting: income vs expense, budgets, net worth over time
Cons
- Bank import setup is complex and varies significantly by country
- No native mobile app — web UI works on mobile but not optimized for small screens
- PHP/Laravel stack requires more server resources than lighter alternatives
- Steeper learning curve than commercial apps like YNAB
- Community support smaller than commercial personal finance tools
- GoCardless integration has transaction limits and potential costs
Is Firefly III Worth It?
Firefly III's free plan is a solid starting point. For individuals and small teams, the free tier may be all you need.
With an editorial rating of 4.5/5, Firefly III is among the top-rated tools in the Accounting & Finance category. Before committing, consider comparing it against alternatives to ensure it fits your workflow and budget.